Derek was born in Honolulu and raised in Kaneohe, Hawaii with three siblings. His father was a finance manager and his mother wasa personal banker. After graduating from Castle High School, he joined the U.S. Army Reserve.
He earned a Bachelor’s degree from the University of Washington and a Master of Business Administration degree from the Peter F. Drucker & Masatoshi Ito Graduate School of Management at Claremont Graduate University. He holds the Certified Financial Planner designation (CFP®) from the Certified Financial Planner Board of Standards, Inc.